IndusInd Bank Tiger Credit Card: Benefits, Fees & More

Bio

An Alumnus of IIM and DU with almost a decade of experience in the banking and finance sectors. I had the opportunity to work with all types of institutions in BFSI ecosystem like Bank, NBFC, Fintech, Consulting and Auditor. I started my professional journey at KPMG and subsequently worked in leading names of the BFSI sector including Ujjivan Bank, Vistaar Finance. Currently building a fintech startup ( PICE) by handling alliances, compliance and creation of GTM strategy for payments and credit product.

9 Jan 26
4 mins

Saurabh Agrawal

08 Mins
09-01-26

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Table of Contents

IndusInd Bank Tiger Credit Card Benefits
IndusInd Bank Tiger Credit Card Fees and Charges
How to Save with the IndusInd Tiger Credit Card?

Key Takeaways:

Get up to 8 domestic airport lounge accesses per year.
Comes with a forex markup of 1.5% on the transaction value.
Get 2 international airport lounge accesses per year.
Offers up to 4 complimentary golf games or lessons per year.
Get up to 2 BookMyShow movie tickets every year.

If your annual expenses already add up to around ₹6 lakh, it only makes sense to route those payments through a smarter option. With the IndusInd Tiger Credit Card, you can earn savings of over ₹38,000 simply by using the card for spends you would otherwise make in cash.

Instead of letting those transactions go unrewarded, you unlock real cash value through reward redemptions and card benefits.

Explore the benefits, charges and savings breakdown to see how this card can turn everyday spending into meaningful returns.

IndusInd Bank Tiger Credit Card Benefits

Using the Tiger Credit Card by IndusInd Bank, you can earn up to 6 accelerated reward points on every ₹100 spent.

Here are the other benefits of this card:

You can get a 1.5% discounted forex markup fee.
Every quarter, you can get 1 complimentary golf game or lesson.
You can get 2 complimentary domestic airport lounge access per quarter and 2 international airport lounge access per year with Priority Pass.
The card offers 1 complimentary movie ticket of up to ₹500 on BookMyShow every 6 months.
You can get a 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹4,000.
The card offers a Total Protect cover equal to the credit limit for cashless transactions on primary and add-on cards.

IndusInd Bank Tiger Credit Card Fees and Charges

The Tiger Credit Card by IndusInd Bank does not attract any joining fee, annual fee or add-on card fee. However, the other charges applicable to the card are as follows:

Parameter	Charges
Interest Charge	3.5% per month or 42% per year
Over Limit Charge	2.5% subject to a minimum of ₹500
Cheque Return Charge	₹250
Cash Advance Charge	2.5% subject to a minimum of ₹300
Cash Payment at Bank	₹100
Card Reissuance	₹100
Charge-slip Request	₹300
Priority Pass Lounge	Up to US $27 per person per visit
Reward Redemption Charge	₹100
Dynamic Currency Conversion (DCC)	1% markup
Rent Payment Through Third-party Merchants	1%

Note: Goods and Services Tax (GST) applies in addition to the above-mentioned charges.

The late payment charge structure of this card is as follows:

Outstanding Amount	Late Payment Fees
Up to ₹100	Nil
₹101 to ₹500	₹100
₹501 to ₹1,000	₹350
₹1,001 to ₹10,000	₹550
₹10,001 to ₹25,000	₹800
₹25,001 to ₹50,000	₹1,100
Above ₹50,000	₹1,300

To avoid late payment fees, you need to pay your credit card bill on time. You can add your Tiger Credit Card to the Pice app to get bill payment reminders and pay your bill directly from the app.

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How to Save with the IndusInd Tiger Credit Card?

Each reward point earned on the IndusInd Tiger Credit Card is valued at ₹0.40. To help you understand how these rewards translate into real savings, here’s a simple illustration:

Expense/Offer	Value to Customer
₹1,00,000 (reward earning of ₹400)	₹8,000
₹1,50,000 (reward earning of ₹1,200)
₹2,50,000 (reward earning of ₹4,000)
₹1,00,000 (reward earning of ₹2,400)
4 complimentary golf games per year at ₹4,000	₹16,000
2 BookMyShow tickets at ₹500 each per year	₹1,000
8 Domestic lounge access per year at $14 per visit	₹10,080 (1 USD = ₹90 assumed)
2 International lounge access per year at $27 per visit	₹4,860 (1 USD = ₹90 assumed)
Total value	₹39,940

FAQs

Can I use a Tiger Credit Card for overseas transactions?

You can use a Tiger Credit Card by IndusInd for international transactions. The foreign currency mark-up for this card is 1.5% on the transaction value.

What is the rewards program on the Tiger Credit Card?

The rewards program for IndusInd Tiger Credit Card allows you to earn 6 accelerated reward points on every ₹100 spent using the card. A reward point is valued at ₹0.40 for redemption against the outstanding balance.

Can I redeem reward points against cash back?

You can redeem your reward points against cash back on your monthly statement. The value for each reward point is equivalent to ₹0.40 for redemption as cash back.

What are the maximum reward points that I can earn with a Tiger Credit Card?

You can earn reward points up to the credit limit of your Tiger Credit Card. The card allows you to spend more to earn maximum reward points.

How should I proceed with golf course booking?

IndusInd Bank provides a dedicated link to book golf courses. You can visit the link and book your complimentary course based on your convenience.

Does the Tiger Credit Card offer a fuel surcharge waiver?

The Tiger Credit Card provides a 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹4,000. You can avail this offer across all petrol stations within India.